A small collection of copper coins in a neat stack upon a table

If they do fall into debt, one way people on Universal Credit can manage their repayments is through third party deductions. This means that if someone is in debt to their energy supplier, the Department for Work and Pensions (DWP) takes money directly from their benefit payment and gives it to the energy supplier. People using deductions pay a fixed amount each week to cover their debt and a further amount to cover their ongoing energy usage.

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