Debt and Benefits
Attendance AllowanceAttendance Allowance, sometimes referred to as AA, is a tax-free benefit for people aged 65 or over who need help with personal care because they are physically or mentally disabled.
Bereavement BenefitsCovering all financial aspects from funeral payments, widow/widowers pension, allowances and grants.
Benefits CalculatorFill out this form for an instant online Benefits estimate for Council Tax and Housing Benefits.
Carers AllowanceCarer's Allowance is a taxable benefit to help people who look after someone who is disabled. You do not have to be related to, or live with, the person that you care for.
Child BenefitChild Benefit is a tax-free payment that you can claim for your child. It is usually paid every four weeks but in some cases can be paid weekly, and there are separate rates for each child.
Council Tax BenefitCouncil Tax Benefit is to help those on a low income to pay their Council Tax.
Disability Living AllowanceDisability Living Allowance - sometimes referred to as DLA - is a tax-free benefit for children and adults who need help with personal care or have walking difficulties because they are physically or mentally disabled.
Housing BenefitHousing Benefit is to help those on a low income to pay their rent.
Free, unbiased money advice
Mortgage Rescue SchemeThe Mortgage Rescue scheme may help if you are having serious difficulties making your mortgage repayments and are in danger of becoming homeless if repossessed. Find out if you are eligible for help to stay in your home and how the scheme works.
National Debt LineA helpline providing free, confidential and independent advice on how to deal with debt.
Pensions CreditThere are two different types of Pension Credit. Guarantee Credit is for those aged 60 or over. Savings Credit is for those aged 65 or over.
Tax Credits9 out of 10 families with children are entitled to tax credits, but you don’t need to have children to qualify as some single people and childless couples can also qualify for Working Tax Credit. If you do have children you may also be able to get help with childcare costs.
Torbay PoundTorbay Pound is a joint approach between Torbay Council, local housing associations, credit unions and Devon Pound - the trading name for Devon Community Banking Partnership. It gives people the choice to access a bank account, affordable loans and saving schemes, and gives advice on managing their money better.
Warm Front SchemeThe Warm Front Scheme provides a package of insulation and heating improvements for eligible people.
Winter Fuel PaymentsIf you are aged 60 or over you may get a Winter Fuel Payment to help pay for keeping warm in winter. This can be between £125 and £400 depending on your situation.